:root {
    --navy-900: #0f172a;
    --navy-800: #1e293b;
    --navy-700: #334155;
    --gold: #d4af37;
    --gold-hover: #b3932f;
    --light-bg: #f8fafc;
}

body {
    font-family: 'Lato', sans-serif;
    background-color: var(--light-bg);
    color: var(--navy-900);
}

h1,
h2,
h3,
h4,
h5,
h6,
.font-cormorant {
    font-family: 'Playfair Display', serif;
}

.text-gold {
    color: var(--gold) !important;
}

/* Navbar */
.bg-navy {
    background-color: var(--navy-900) !important;
}

.navbar-dark .navbar-nav .nav-link {
    color: rgba(255, 255, 255, 0.85);
    font-size: 0.95rem;
    font-weight: 400;
    transition: color 0.3s;
}

.navbar-dark .navbar-nav .nav-link:hover,
.navbar-dark .navbar-nav .nav-link.active {
    color: var(--gold);
}

.btn-gold {
    background-color: var(--gold);
    color: #fff;
    border: none;
    transition: all 0.3s ease;
}

.btn-gold:hover {
    background-color: var(--gold-hover);
    color: #fff;
    transform: translateY(-2px);
    box-shadow: 0 4px 10px rgba(212, 175, 55, 0.3);
}

/* Sections */
.section {
    padding: 100px 0;
}

.section-label {
    color: var(--gold);
    font-size: 0.85rem;
    text-transform: uppercase;
    letter-spacing: 2px;
    margin-bottom: 15px;
    display: inline-block;
    font-weight: 600;
}

.section-title {
    font-size: 2.75rem;
    font-weight: 700;
    margin-bottom: 25px;
}

.section-desc {
    color: var(--navy-700);
    font-size: 1.15rem;
    line-height: 1.7;
    margin-bottom: 40px;
}

.text-light .section-desc {
    color: rgba(255, 255, 255, 0.8);
}

/* Hero */
.hero {
    background-color: var(--navy-900);
    color: #fff;
    padding: 140px 0 100px;
    position: relative;
    overflow: hidden;
}

.hero::before {
    content: '';
    position: absolute;
    top: -50%;
    right: -20%;
    width: 80%;
    height: 200%;
    background: radial-gradient(circle, rgba(212, 175, 55, 0.1) 0%, transparent 70%);
    z-index: 0;
}

.hero>.container {
    position: relative;
    z-index: 1;
}

.hero h1 {
    font-size: 4.5rem;
    line-height: 1.2;
    margin-bottom: 20px;
}

.hero h1 em {
    font-style: italic;
    color: rgba(255, 255, 255, 0.9);
}

.hero .line-gold {
    color: var(--gold);
    position: relative;
}

/* Cards & Elements */
.card-feature {
    border: none;
    border-radius: 12px;
    background: #fff;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.03);
    padding: 30px;
    transition: transform 0.3s ease, box-shadow 0.3s ease;
    height: 100%;
}

.card-feature:hover {
    transform: translateY(-5px);
    box-shadow: 0 15px 40px rgba(0, 0, 0, 0.08);
}

.icon-box {
    width: 60px;
    height: 60px;
    background: rgba(212, 175, 55, 0.1);
    color: var(--gold);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 24px;
    margin-bottom: 20px;
}

/* FAQ */
.faq-accordion .accordion-item {
    border: none;
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
    background: transparent;
    margin-bottom: 10px;
}

.faq-accordion .accordion-button {
    background: transparent;
    color: #fff;
    font-size: 1.1rem;
    padding: 20px 0;
    box-shadow: none !important;
}

.faq-accordion .accordion-button:not(.collapsed) {
    color: var(--gold);
}

.faq-accordion .accordion-button::after {
    filter: invert(1);
}

.faq-accordion .accordion-button:not(.collapsed)::after {
    filter: none;
    /* gold equivalent roughly */
}

.faq-accordion .accordion-body {
    color: rgba(255, 255, 255, 0.7);
    padding: 0 0 20px 0;
    line-height: 1.7;
}

/* Footer Links */
.footer-links a:hover {
    color: var(--gold) !important;
    text-decoration: underline !important;
}

/* Form Styles */
/* Navbar Dropdown on Hover */
@media all and (min-width: 992px) {
    .navbar .dropdown:hover .dropdown-menu {
        display: block;
        margin-top: 0;
    }
}

.faq-section .accordion-button:not(.collapsed) {
    color: var(--navy-900);
    background-color: var(--light-bg);
    box-shadow: inset 0 -1px 0 rgba(0, 0, 0, .125);
}

.faq-section .accordion-button:focus {
    border-color: var(--gold);
    box-shadow: 0 0 0 0.25rem rgba(212, 175, 55, 0.25);
}

/* Timeline */
.form-control,
.form-select {
    padding: 0.75rem 1rem;
    border-radius: 8px;
    border: 1px solid #ced4da;
}

.form-control:focus,
.form-select:focus {
    border-color: var(--gold);
    box-shadow: 0 0 0 0.25rem rgba(212, 175, 55, 0.25);
}

/* Timeline */
.timeline {
    position: relative;
    padding-left: 30px;
    margin-top: 40px;
}

.timeline::before {
    content: '';
    position: absolute;
    left: 0;
    top: 0;
    height: 100%;
    width: 2px;
    background: rgba(212, 175, 55, 0.3);
}

.tl-step {
    position: relative;
    margin-bottom: 30px;
}

.tl-dot {
    position: absolute;
    left: -46px;
    width: 34px;
    height: 34px;
    background: var(--navy-900);
    border: 2px solid var(--gold);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 14px;
    z-index: 1;
}

.tl-body {
    background: #fff;
    padding: 20px;
    border-radius: 8px;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.03);
}

.tl-num {
    color: var(--gold);
    font-size: 0.8rem;
    font-weight: 600;
    text-transform: uppercase;
    margin-bottom: 5px;
}

.tl-body h3 {
    font-size: 1.25rem;
    margin-bottom: 10px;
}

.tl-body p {
    color: var(--navy-700);
    margin-bottom: 0;
}